President Obama’s campaign re-election website has put up a public relations initiative called “The Life of Julia.” The goal of this initiative: to compare “how President Obama’s policies would help one woman over her lifetime – and how Mitt Romney would change her story.” It’s propaganda of the worst order. It’s a typical Obama scare tactic. And worst of all, it assumes that Julia will remain dependent on the government her entire life.
Julia’s story begins when she’s 3. Thanks to President Obama, the website says:
Julia is enrolled in a Head Start program to help get her ready for school. Because of steps President Obama has taken to improve programs like this one, Julia joins thousands of students across the country who will start kindergarten ready to learn and succeed.
Well, no. Head Start has been one of the worst failures of the federal government. The Department of Health and Human Services itself found that the government has invested $150 billion in Head Start since 1965 … and that has yielded precisely zero impact for the kids involved. But according to Obama, that dastardly Romney fellow would cut Head Start by 20%. The horror, the horror!
Apparently, nothing happens in Julia’s life until she’s 17. There’s a reason for that – America’s public school system is an utter failure, and Obama knows it. But Obama says that Julia at age 17 is flourishing (presumably she isn’t one of the approximately 25 percent of all students who drop out of school, or one of the 40 percent of black or Hispanic students who do so). Here’s Julia’s life under Obama at 17:
Julia takes the SAT and is on track to start her college applications. Her high school is part of the Race to the Top program, implemented by President Obama. Their new college- and career-ready standards mean Julia can take the classes she needs to do well.
Julia must be one of the lucky ones to get into a charter school. If she goes to one of America’s normal public schools, this is a pipe dream. But according to Obama, nasty Romney would cut funding for public education “to pay for tax cuts to millionaires.” Because what we need is more education spending, not less – even while districts like the Los Angeles Unified School District expend about $30,000 per year per student to achieve the worst results in the nation.
By age 18, Julia’s taking out college loans – with the help of the taxpayer:
As she prepares for her first semester of college, Julia and her family qualify for President Obama’s American Opportunity Tax Credit – worth up to $10,000 over four years. Julia is also one of millions of students who receive a Pell Grant to help put a college education within reach.
So Julia majors in lesbian dance at one of our nation’s colleges. Who pays? Obama doesn’t say.
At age 22, Julia undergoes surgery:
It is thankfully covered by her insurance due to a provision in health care reform that lets her stay on her parents’ coverage until she turns 26.
Because God knows that this independent young woman can’t buy her own health care, obtain it through her college, or find another way to pay for her surgery. Also, what kind of surgery is this? Is it elective? Is it required? Who knows? And let’s not mention that the average 22-year-old isn’t receiving surgery. Obamacare hurts Julia because she’s subsidizing her parents, since she has to pay higher costs once she obtains her own insurance.
At 23, Julia “starts her career as a web designer.” This assumes she will have a job in the private sector under Obama. Or, that she’s going to be hired to design programs like “The Life of Julia.”
Because of steps like the Lilly Ledbetter Fair Pay Act, Julia is one of millions of women across the country who knows she’ll always be able to stand up for her right to equal pay.
She can sue people. Julia’s friends, the trial lawyers, are overjoyed!
At 25, Julia graduates. And her loans are cheap, thanks to the Obama administration:
After graduation, Julia’s federal student loans are more manageable since President Obama capped income-based federal student loan payments and kept interest rates low. She makes her payments on time every month, keeping her on track to repay her student loans.
Gotta love the assumption that she repays her student loans rather than defaulting on them. The rate of student loan default is rising dramatically thanks to more and more students entering the system, taking on useless majors, and then finding themselves living in a tent in Zuccotti Park complaining about their lives.
Now Julia’s 27. And her name is Sandra Fluke. Seriously:
For the past four years, Julia has worked full-time as a web designer. Thanks to Obamacare, her health insurance is required to cover birth control and preventive care, letting Julia focus on her work rather than worry about her health.
So now Julia’s been in the work force for four years as a web designer, supposedly – and yet she wants everyone else to pay for her pill. And her abortions. Or whatever. Romney, however, wants to repeal Obamacare so “insurance companies could go back to charging women 50% more than men.” For things like, you know, pregnancy. Because women are different than men biologically, and legislation won’t change that. But never mind – somebody will probably pay the bill. But not Julia, because she’s got some sort of magical national debt waiver from the administration.
Finally, at age 31, Julia “decides to have a child.” Where’s the father? Nobody knows. Was this a good decision? Nobody knows. So let’s all pay for it!
Throughout her pregnancy, she benefits from maternal checkups, prenatal care, and free screenings under health care reform.
Wrong. She’s past age 26, so she’s covered by the individual mandate. Which means she’s paying for all of it.
Now Julia’s 37, and she has a son, Zachary. Little Zach is getting ready to enter the feeder system of ignorance that is our public school system. But not according to Obama:
The public schools in their neighborhood have better facilities and great teachers because of President Obama’s investments in education and programs like Race to the Top.
Laughable. The teachers unions have probably run Zach’s school into the ground, the facilities are crumbling. Little Zach’s father? Nowhere to be found. But somehow, Julia’s doing just fine, and so is Zach.
By the time Julia’s 42, she’s ready to start her own business. What took her so long? Why has she been working as a web designer for the last 19 years without building up some savings? Because Obama’s taxing the bejeezus out of her, undoubtedly. And since the banks are hard-up for start-up cash under Obama’s banking regulations, she can only get a loan from the Small Business Administration:
She qualifies for a Small Business Administration loan, giving her the money she needs to invest in her business. President Obama’s tax cuts for small businesses like Julia’s help her to get started. She’s able to hire employees, creating new jobs in her town and helping to grow the local economy.
Once again, Obama leaves out a crucial factor here: does she have a market? According to the SBA itself, over 50% of small businesses fail in the first five years. As of 2009, the default rate on SBA loans was 12%. In 2004, the SBA loan failure rate was 2.4%. Thanks, Obama!
We skip forward in Julia’s life. We learn nothing about her work experience or her family life, what it’s like for her to pay massive taxes for which she receives few benefits. But at age 65, Julia enrolls in Medicare, “helping her to afford preventive care and the prescription drugs she needs.”
Oops. Under President Obama’s plan, Medicare will be cut by $320 billion over 10 years. And it will still be fiscally unsustainable. Apparently, Julia had just one kid. If that’s the case, the entire pyramid scheme is upside down, and Medicare will certainly be bankrupt by the time Julia hits 65. Actually, estimates say that Medicare will be bankrupt by the time Julia is 12, if she’s born this year.
Finally, at age 67, Julia retires.
After years of contributing to Social Security, she receives monthly benefits that help her retire comfortably, without worrying that she’ll run out of savings. This allows her to volunteer at a community garden.
Because, as we know, our life’s goal is to retire and work at a community garden. Presumably with Michelle Obama, growing organic vegetables. By the way, this entire scenario is pure fiction. Social Security will be out of money by the time Julia’s in her early 20s. Barring catastrophic tax increases or a massive baby boom, Julia will never see her Social Security checks.
And, according to Obama, that’s the end of Julia’s life. She’s been taken care of, cradle to retirement, by the feds. What happens to the rest of her life? The last 25 years or so, where she lives off non-existent Social Security and sucks up medical costs on the dime of others under Obamacare?
Obama doesn’t say. But the prospect of a death panel is far more realistic than any of the other financial expectations in this fictional Life of Julia.